Payment Plan Terms:  Payment plans are an agreement and must be paid in full.  Payment plans can not  be canceled for any reason.  Payments are automatically charged each month for the duration of the payment plan.  Purchaser will have immediate access to the materials.  This is not a subscription service or membership.  Once all payments have been made, the purchaser will own a license to the resource just as if they had paid for the resource in full upfront.